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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,001 | $183,592-7.4% | $155,567+9.3% | $145,959+16.5% |
| Participation rate | 60.0% | 82.7%-22.7pp | 78.2%-18.2pp | 80.3%-20.3pp |
| Annual return | 15.84% | 61.24%-45.4pp | 64.74%-48.9pp | 561.95%-546.1pp |
| Employer contribution / active EE | $2,154 | $5,315-59.5% | $4,674-53.9% | $4,661-53.8% |
| Participant deferral / active EE | $5,199 | $6,464-19.6% | $5,628-7.6% | $6,689-22.3% |
| Admin fee / account holder | $689 | $19,318-96.4% | $15,916-95.7% | $13,398-94.9% |