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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,550 | $98,240+18.6% | $82,313+41.6% | $147,585-21.0% |
| Participation rate | 100.0% | 79.7%+20.3pp | 76.9%+23.1pp | 82.8%+17.2pp |
| Annual return | 18.47% | 30.85%-12.4pp | 25.88%-7.4pp | 578.57%-560.1pp |
| Employer contribution / active EE | $21,995 | $3,192+589.1% | $2,428+805.8% | $4,876+351.0% |
| Participant deferral / active EE | $16,329 | $4,383+272.5% | $3,706+340.6% | $5,439+200.2% |
| Admin fee / account holder | $1,331 | $8,563-84.5% | $5,608-76.3% | $10,885-87.8% |