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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,723 | $148,582-4.6% | $135,942+4.3% | $139,456+1.6% |
| Participation rate | 66.7% | 83.9%-17.2pp | 81.9%-15.2pp | 80.3%-13.7pp |
| Annual return | 17.33% | 79.26%-61.9pp | 68.28%-51.0pp | 373.45%-356.1pp |
| Employer contribution / active EE | $3,023 | $5,245-42.4% | $4,858-37.8% | $4,753-36.4% |
| Participant deferral / active EE | $6,841 | $8,101-15.6% | $7,759-11.8% | $6,711+1.9% |
| Admin fee / account holder | $0 | $12,402-100.0% | $10,764-100.0% | $11,407-100.0% |