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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,823 | $115,917-87.2% | $100,535-85.3% | $158,982-90.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 15.85% | 34.80%-19.0pp | 30.90%-15.0pp | 302.99%-287.1pp |
| Employer contribution / active EE | $850 | $4,105-79.3% | $3,419-75.1% | $4,763-82.2% |
| Participant deferral / active EE | $3,400 | $6,677-49.1% | $6,271-45.8% | $5,983-43.2% |
| Admin fee / account holder | $1,195 | $11,002-89.1% | $8,085-85.2% | $11,252-89.4% |