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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,367 | $106,267-87.4% | $96,520-86.2% | $139,456-90.4% |
| Participation rate | 35.3% | 77.8%-42.5pp | 74.3%-39.0pp | 80.3%-45.0pp |
| Annual return | 19.76% | 38.45%-18.7pp | 35.72%-16.0pp | 373.45%-353.7pp |
| Employer contribution / active EE | $4,345 | $4,105+5.9% | $3,739+16.2% | $4,753-8.6% |
| Participant deferral / active EE | $2,137 | $5,454-60.8% | $4,879-56.2% | $6,711-68.2% |
| Admin fee / account holder | $2,354 | $7,882-70.1% | $6,733-65.0% | $11,407-79.4% |