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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,226 | $227,399-17.7% | $189,758-1.3% | $198,609-5.7% |
| Participation rate | 71.4% | 84.0%-12.6pp | 79.8%-8.4pp | 82.4%-10.9pp |
| Annual return | 15.17% | 61.03%-45.9pp | 52.62%-37.4pp | 202.70%-187.5pp |
| Employer contribution / active EE | $1,269 | $5,526-77.0% | $4,767-73.4% | $5,055-74.9% |
| Participant deferral / active EE | $7,697 | $6,837+12.6% | $5,856+31.4% | $6,977+10.3% |
| Admin fee / account holder | $660 | $25,162-97.4% | $20,388-96.8% | $19,030-96.5% |