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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,651 | $95,193-97.2% | $76,523-96.5% | $135,382-98.0% |
| Participation rate | 40.9% | 74.4%-33.5pp | 68.0%-27.1pp | 82.6%-41.7pp |
| Annual return | 0.00% | 4.85%-4.8pp | -0.27%+0.3pp | 519.77%-519.8pp |
| Employer contribution / active EE | $528 | $3,302-84.0% | $2,647-80.1% | $4,779-89.0% |
| Participant deferral / active EE | $670 | $4,639-85.6% | $3,835-82.5% | $5,609-88.1% |
| Admin fee / account holder | $10 | $6,249-99.8% | $4,848-99.8% | $10,829-99.9% |