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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,987 | $52,279-57.9% | $89,414-75.4% | $79,852-72.5% |
| Participation rate | 29.3% | 57.5%-28.2pp | 68.0%-38.7pp | 69.6%-40.3pp |
| Annual return | 16.81% | 22.16%-5.3pp | 245.50%-228.7pp | 31.72%-14.9pp |
| Employer contribution / active EE | $0 | $1,572-100.0% | $2,586-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $937 | $2,740-65.8% | $3,890-75.9% | $3,740-74.9% |
| Admin fee / account holder | $1,042 | $3,356-68.9% | $4,883-78.7% | $5,306-80.4% |