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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,374 | $86,298-52.1% | $111,308-62.8% | $85,847-51.8% |
| Participation rate | 93.1% | 73.3%+19.8pp | 77.3%+15.8pp | 69.3%+23.8pp |
| Annual return | 15.05% | 19.99%-4.9pp | 54.67%-39.6pp | 318.61%-303.6pp |
| Employer contribution / active EE | $1,313 | $2,044-35.8% | $2,732-52.0% | $2,565-48.8% |
| Participant deferral / active EE | $3,117 | $3,641-14.4% | $4,487-30.5% | $3,952-21.1% |
| Admin fee / account holder | $733 | $8,189-91.1% | $7,965-90.8% | $6,261-88.3% |