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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,903 | $25,014-56.4% | $69,460-84.3% | $80,911-86.5% |
| Participation rate | 21.0% | 64.2%-43.2pp | 66.4%-45.5pp | 67.6%-46.7pp |
| Annual return | 12.70% | 19.08%-6.4pp | 100.80%-88.1pp | 35.63%-22.9pp |
| Employer contribution / active EE | $0 | $991-100.0% | $1,714-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $893 | $1,839-51.4% | $2,890-69.1% | $4,297-79.2% |
| Admin fee / account holder | $272 | $2,491-89.1% | $4,695-94.2% | $6,935-96.1% |