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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,682 | $93,598-61.9% | $135,974-73.8% | $75,173-52.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 14.16% | 30.89%-16.7pp | 68.30%-54.1pp | 160.72%-146.6pp |
| Employer contribution / active EE | $2,556 | $3,538-27.7% | $4,859-47.4% | $2,671-4.3% |
| Participant deferral / active EE | $4,349 | $6,405-32.1% | $7,760-44.0% | $4,126+5.4% |
| Admin fee / account holder | $1,560 | $6,978-77.6% | $10,767-85.5% | $5,651-72.4% |