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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,097 | $176,105-18.7% | $159,474-10.3% | $167,536-14.6% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 12.58% | 331.91%-319.3pp | 263.68%-251.1pp | 478.82%-466.2pp |
| Employer contribution / active EE | $2,382 | $5,299-55.1% | $4,831-50.7% | $4,839-50.8% |
| Participant deferral / active EE | $10,735 | $7,751+38.5% | $7,353+46.0% | $6,342+69.3% |
| Admin fee / account holder | $20,553 | $12,559+63.6% | $10,802+90.3% | $12,315+66.9% |