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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,984 | $118,695+107.2% | $98,916+148.7% | $158,950+54.8% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 28.67% | 372.39%-343.7pp | 196.45%-167.8pp | 302.91%-274.2pp |
| Employer contribution / active EE | $1,533 | $3,333-54.0% | $2,689-43.0% | $4,762-67.8% |
| Participant deferral / active EE | $5,146 | $5,088+1.1% | $4,245+21.2% | $5,983-14.0% |
| Admin fee / account holder | $342 | $10,132-96.6% | $6,642-94.8% | $11,248-97.0% |