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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,058 | $124,346-81.5% | $111,306-79.3% | $167,553-86.2% |
| Participation rate | 100.0% | 79.6%+20.4pp | 77.3%+22.7pp | 82.1%+17.9pp |
| Annual return | 18.66% | 37.46%-18.8pp | 54.67%-36.0pp | 478.89%-460.2pp |
| Employer contribution / active EE | $6,028 | $3,438+75.4% | $2,732+120.6% | $4,840+24.6% |
| Participant deferral / active EE | $5,154 | $5,182-0.5% | $4,488+14.8% | $6,343-18.7% |
| Admin fee / account holder | $2,780 | $10,623-73.8% | $7,966-65.1% | $12,316-77.4% |