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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,498 | $112,131-85.3% | $95,964-82.8% | $158,982-89.6% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 18.40% | 171.19%-152.8pp | 91.64%-73.2pp | 302.99%-284.6pp |
| Employer contribution / active EE | $3,164 | $3,199-1.1% | $2,541+24.5% | $4,763-33.6% |
| Participant deferral / active EE | $5,608 | $4,784+17.2% | $4,167+34.6% | $5,983-6.3% |
| Admin fee / account holder | $2,792 | $10,136-72.5% | $6,797-58.9% | $11,252-75.2% |