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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PILLAR WEALTH ADVISORS Service code 27 · EIN 30-0708045 | Advisory (Plan) | $13,891 |
Service code 37 · EIN 04-2647786 | Loan Processing | $11,924 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,827 | $65,092-43.4% | $143,799-74.4% | $66,938-45.0% |
| Participation rate | 57.4% | 65.2%-7.8pp | 80.3%-22.9pp | 69.8%-12.4pp |
| Annual return | -13.60% | -11.14%-2.5pp | -0.04%-13.6pp | 1.58%-15.2pp |
| Employer contribution / active EE | $1,846 | $2,362-21.8% | $4,952-62.7% | $2,545-27.5% |
| Participant deferral / active EE | $3,595 | $2,920+23.1% | $5,638-36.2% | $4,238-15.2% |
| Admin fee / account holder | $266 | $502-47.0% | $14,677-98.2% | $594-55.2% |