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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,783 | $75,832-73.9% | $147,617-86.6% | $59,633-66.8% |
| Participation rate | 55.4% | 71.6%-16.2pp | 84.6%-29.3pp | 68.7%-13.3pp |
| Annual return | -0.17% | 0.37%-0.5pp | 61.98%-62.1pp | 2041.45%-2041.6pp |
| Employer contribution / active EE | $1,357 | $3,485-61.1% | $5,564-75.6% | $2,203-38.4% |
| Participant deferral / active EE | $2,820 | $3,131-9.9% | $4,895-42.4% | $3,192-11.6% |
| Admin fee / account holder | $6,429 | $5,986+7.4% | $11,612-44.6% | $4,297+49.6% |