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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,611 | $150,445-94.9% | $136,297-94.4% | $147,585-94.8% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 41.49% | 1049.14%-1007.6pp | 5156.16%-5114.7pp | 578.57%-537.1pp |
| Employer contribution / active EE | $1,158 | $5,256-78.0% | $4,696-75.3% | $4,876-76.3% |
| Participant deferral / active EE | $4,404 | $6,631-33.6% | $6,247-29.5% | $5,439-19.0% |
| Admin fee / account holder | $1,621 | $10,906-85.1% | $9,244-82.5% | $10,885-85.1% |