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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,393 | $148,582-3.5% | $135,942+5.5% | $139,456+2.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 14.29% | 79.26%-65.0pp | 68.28%-54.0pp | 373.45%-359.2pp |
| Employer contribution / active EE | $7,010 | $5,245+33.7% | $4,858+44.3% | $4,753+47.5% |
| Participant deferral / active EE | $24,371 | $8,101+200.8% | $7,759+214.1% | $6,711+263.1% |
| Admin fee / account holder | $777 | $12,402-93.7% | $10,764-92.8% | $11,407-93.2% |