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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,542 | $209,428-49.6% | $178,498-40.9% | $158,950-33.6% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.03% | 188.78%-172.8pp | 151.09%-135.1pp | 302.91%-286.9pp |
| Employer contribution / active EE | $5,367 | $5,707-6.0% | $5,011+7.1% | $4,762+12.7% |
| Participant deferral / active EE | $3,151 | $5,955-47.1% | $5,202-39.4% | $5,983-47.3% |
| Admin fee / account holder | $2,329 | $17,077-86.4% | $13,985-83.3% | $11,248-79.3% |