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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,545 | $97,027-53.1% | $83,323-45.3% | $135,382-66.4% |
| Participation rate | 66.7% | 80.4%-13.7pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -9.42% | 12.31%-21.7pp | 10.63%-20.1pp | 519.77%-529.2pp |
| Employer contribution / active EE | $2,843 | $4,143-31.4% | $3,379-15.8% | $4,779-40.5% |
| Participant deferral / active EE | $5,198 | $5,964-12.9% | $5,565-6.6% | $5,609-7.3% |
| Admin fee / account holder | $26 | $8,427-99.7% | $7,539-99.7% | $10,829-99.8% |