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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,820 | $69,248+12.4% | $64,101+21.4% | $139,466-44.2% |
| Participation rate | 83.3% | 75.6%+7.7pp | 72.3%+11.0pp | 80.3%+3.0pp |
| Annual return | 20.91% | 45.95%-25.0pp | 33.72%-12.8pp | 373.66%-352.8pp |
| Employer contribution / active EE | $7,510 | $3,185+135.8% | $2,749+173.2% | $4,754+58.0% |
| Participant deferral / active EE | $3,921 | $4,682-16.3% | $3,881+1.0% | $6,712-41.6% |
| Admin fee / account holder | $423 | $4,247-90.0% | $3,070-86.2% | $11,409-96.3% |