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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,519 | $73,518-63.9% | $63,003-57.9% | $147,585-82.0% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 20.84% | 175.46%-154.6pp | 87.59%-66.7pp | 578.57%-557.7pp |
| Employer contribution / active EE | $4,327 | $3,322+30.2% | $2,760+56.7% | $4,876-11.3% |
| Participant deferral / active EE | $4,515 | $4,183+7.9% | $3,329+35.6% | $5,439-17.0% |
| Admin fee / account holder | $1,172 | $5,952-80.3% | $3,600-67.5% | $10,885-89.2% |