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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,435 | $72,396+24.9% | $67,511+34.0% | $145,959-38.0% |
| Participation rate | 85.7% | 76.9%+8.9pp | 72.9%+12.8pp | 80.3%+5.4pp |
| Annual return | 17.12% | 7194.07%-7177.0pp | 3517.41%-3500.3pp | 561.95%-544.8pp |
| Employer contribution / active EE | $6,987 | $3,071+127.5% | $2,733+155.7% | $4,661+49.9% |
| Participant deferral / active EE | $5,027 | $4,781+5.1% | $4,000+25.7% | $6,689-24.8% |
| Admin fee / account holder | $570 | $5,538-89.7% | $3,999-85.7% | $13,398-95.7% |