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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,463 | $27,632-15.1% | $61,399-61.8% | $68,495-65.7% |
| Participation rate | 20.8% | 39.5%-18.7pp | 52.6%-31.7pp | 67.9%-47.1pp |
| Annual return | -19.74% | -13.24%-6.5pp | 338.81%-358.6pp | -7.84%-11.9pp |
| Employer contribution / active EE | $448 | $696-35.6% | $1,159-61.4% | $2,596-82.7% |
| Participant deferral / active EE | $1,069 | $1,264-15.4% | $2,124-49.7% | $4,028-73.5% |
| Admin fee / account holder | $810 | $2,010-59.7% | $2,131-62.0% | $5,403-85.0% |