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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,225 | $84,713-79.7% | $75,717-77.3% | $167,518-89.7% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.8%+12.7pp | 82.1%+5.4pp |
| Annual return | 12.73% | 199.49%-186.8pp | 104.58%-91.9pp | 478.71%-466.0pp |
| Employer contribution / active EE | $0 | $3,229-100.0% | $2,743-100.0% | $4,838-100.0% |
| Participant deferral / active EE | $3,241 | $4,578-29.2% | $3,821-15.2% | $6,342-48.9% |
| Admin fee / account holder | $947 | $5,357-82.3% | $3,619-73.8% | $12,312-92.3% |