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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $46,478 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, INC. Service code 27 · EIN 43-1270780 | Advisory (Plan) | $23,760 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MGMT LLC Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,554 | $91,424-51.3% | $135,942-67.2% | $71,495-37.7% |
| Participation rate | 98.8% | 75.7%+23.2pp | 81.9%+16.9pp | 67.9%+30.9pp |
| Annual return | 25.94% | 29.90%-4.0pp | 68.28%-42.3pp | 28.85%-2.9pp |
| Employer contribution / active EE | $5,934 | $3,704+60.2% | $4,858+22.2% | $2,589+129.2% |
| Participant deferral / active EE | $11,547 | $7,092+62.8% | $7,759+48.8% | $4,291+169.1% |
| Admin fee / account holder | $151 | $1,266-88.0% | $10,764-98.6% | $1,588-90.5% |