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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,515 | $133,981+92.9% | $112,249+130.3% | $134,532+92.2% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -15.12% | 47.16%-62.3pp | 27.48%-42.6pp | 418.27%-433.4pp |
| Employer contribution / active EE | $1,400 | $4,040-65.3% | $3,636-61.5% | $4,741-70.5% |
| Participant deferral / active EE | $8,233 | $5,292+55.6% | $4,729+74.1% | $6,401+28.6% |
| Admin fee / account holder | $11,255 | $7,492+50.2% | $6,412+75.5% | $11,429-1.5% |