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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,915 | $91,537-78.2% | $130,045-84.7% | $75,173-73.5% |
| Participation rate | 86.7% | 71.5%+15.2pp | 78.5%+8.2pp | 67.2%+19.5pp |
| Annual return | 12.74% | -631.55%+644.3pp | -137.30%+150.0pp | 160.72%-148.0pp |
| Employer contribution / active EE | $2,158 | $2,845-24.1% | $4,321-50.1% | $2,671-19.2% |
| Participant deferral / active EE | $3,885 | $4,343-10.5% | $5,820-33.3% | $4,126-5.9% |
| Admin fee / account holder | $6,127 | $6,780-9.6% | $10,600-42.2% | $5,651+8.4% |