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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,580 | $81,870-73.6% | $119,634-82.0% | $68,490-68.5% |
| Participation rate | 78.6% | 71.9%+6.7pp | 79.3%-0.7pp | 67.9%+10.7pp |
| Annual return | -16.73% | -23.82%+7.1pp | -14.98%-1.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $2,927 | $2,692+8.7% | $4,232-30.8% | $2,597+12.7% |
| Participant deferral / active EE | $5,908 | $4,148+42.4% | $5,601+5.5% | $4,028+46.7% |
| Admin fee / account holder | $2,948 | $6,583-55.2% | $10,329-71.5% | $5,403-45.4% |