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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,011 | $81,358-53.3% | $155,556-75.6% | $80,959-53.0% |
| Participation rate | 82.5% | 66.3%+16.2pp | 78.2%+4.2pp | 67.7%+14.8pp |
| Annual return | 23.54% | 33.39%-9.8pp | 64.84%-41.3pp | 35.67%-12.1pp |
| Employer contribution / active EE | $2,905 | $3,106-6.5% | $4,675-37.9% | $2,757+5.4% |
| Participant deferral / active EE | $5,613 | $3,455+62.5% | $5,631-0.3% | $4,300+30.5% |
| Admin fee / account holder | $4,805 | $7,994-39.9% | $15,885-69.8% | $6,925-30.6% |