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Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,574 | $137,414-77.8% | $189,545-83.9% | $85,851-64.4% |
| Participation rate | 88.7% | 84.6%+4.0pp | 87.8%+0.9pp | 69.3%+19.3pp |
| Annual return | 16.89% | 38.14%-21.3pp | 555.36%-538.5pp | 318.63%-301.7pp |
| Employer contribution / active EE | $2,270 | $4,344-47.8% | $6,162-63.2% | $2,565-11.5% |
| Participant deferral / active EE | $7,011 | $6,260+12.0% | $8,220-14.7% | $3,952+77.4% |
| Admin fee / account holder | $0 | $8,630-100.0% | $12,049-100.0% | $6,261-100.0% |