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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,387 | $82,028-93.4% | $123,105-95.6% | $59,633-91.0% |
| Participation rate | 67.4% | 83.2%-15.8pp | 86.8%-19.3pp | 68.7%-1.2pp |
| Annual return | 0.00% | 5.12%-5.1pp | 13.22%-13.2pp | 2041.45%-2041.5pp |
| Employer contribution / active EE | $502 | $3,297-84.8% | $5,151-90.3% | $2,203-77.2% |
| Participant deferral / active EE | $2,972 | $4,667-36.3% | $6,229-52.3% | $3,192-6.9% |
| Admin fee / account holder | $143 | $5,879-97.6% | $9,014-98.4% | $4,297-96.7% |