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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,970 | $106,247-47.3% | $96,515-42.0% | $139,466-59.9% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 21.03% | 38.47%-17.4pp | 35.73%-14.7pp | 373.66%-352.6pp |
| Employer contribution / active EE | $3,177 | $4,106-22.6% | $3,740-15.0% | $4,754-33.2% |
| Participant deferral / active EE | $9,108 | $5,456+67.0% | $4,880+86.7% | $6,712+35.7% |
| Admin fee / account holder | $3,034 | $7,885-61.5% | $6,735-54.9% | $11,409-73.4% |