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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,237 | $133,981-75.2% | $112,249-70.4% | $134,532-75.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.74% | 47.16%-67.9pp | 27.48%-48.2pp | 418.27%-439.0pp |
| Employer contribution / active EE | $1,368 | $4,040-66.1% | $3,636-62.4% | $4,741-71.2% |
| Participant deferral / active EE | $6,602 | $5,292+24.8% | $4,729+39.6% | $6,401+3.1% |
| Admin fee / account holder | $1,252 | $7,492-83.3% | $6,412-80.5% | $11,429-89.0% |