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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $403,629 | $148,629+171.6% | $135,982+196.8% | $139,487+189.4% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 12.51% | 79.33%-66.8pp | 68.32%-55.8pp | 373.84%-361.3pp |
| Employer contribution / active EE | $3,806 | $5,247-27.5% | $4,859-21.7% | $4,755-20.0% |
| Participant deferral / active EE | $15,000 | $8,102+85.1% | $7,760+93.3% | $6,713+123.5% |
| Admin fee / account holder | $3,544 | $12,406-71.4% | $10,767-67.1% | $11,407-68.9% |