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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,388 | $93,598-87.8% | $135,974-91.6% | $75,173-84.9% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 16.13% | 30.89%-14.8pp | 68.30%-52.2pp | 160.72%-144.6pp |
| Employer contribution / active EE | $1,835 | $3,538-48.1% | $4,859-62.2% | $2,671-31.3% |
| Participant deferral / active EE | $3,412 | $6,405-46.7% | $7,760-56.0% | $4,126-17.3% |
| Admin fee / account holder | $922 | $6,978-86.8% | $10,767-91.4% | $5,651-83.7% |