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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,835 | $175,231-89.8% | $149,696-88.1% | $139,466-87.2% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 20.31% | 166.77%-146.5pp | 134.46%-114.1pp | 373.66%-353.4pp |
| Employer contribution / active EE | $3,763 | $5,478-31.3% | $4,821-21.9% | $4,754-20.8% |
| Participant deferral / active EE | $8,056 | $6,521+23.5% | $5,682+41.8% | $6,712+20.0% |
| Admin fee / account holder | $7,267 | $16,155-55.0% | $13,212-45.0% | $11,409-36.3% |