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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,423 | $134,001-73.6% | $112,258-68.4% | $134,509-73.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -20.79% | 47.15%-67.9pp | 27.47%-48.3pp | 418.13%-438.9pp |
| Employer contribution / active EE | $19,318 | $4,039+378.2% | $3,636+431.4% | $4,741+307.5% |
| Participant deferral / active EE | $13,055 | $5,291+146.7% | $4,728+176.1% | $6,400+104.0% |
| Admin fee / account holder | $5,972 | $7,491-20.3% | $6,411-6.9% | $11,427-47.7% |