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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $498,553 | $157,304+216.9% | $141,197+253.1% | $152,909+226.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 19.72% | 64.34%-44.6pp | 71.41%-51.7pp | 345.46%-325.7pp |
| Employer contribution / active EE | $2,600 | $5,263-50.6% | $4,736-45.1% | $4,764-45.4% |
| Participant deferral / active EE | $3,949 | $7,111-44.5% | $6,710-41.1% | $5,851-32.5% |
| Admin fee / account holder | $2,181 | $12,126-82.0% | $10,265-78.8% | $11,601-81.2% |