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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $410,952 | $138,076+197.6% | $123,553+232.6% | $135,380+203.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -7.78% | 153.70%-161.5pp | 119.21%-127.0pp | 519.81%-527.6pp |
| Employer contribution / active EE | $2,864 | $5,152-44.4% | $4,628-38.1% | $4,779-40.1% |
| Participant deferral / active EE | $4,582 | $6,800-32.6% | $6,426-28.7% | $5,609-18.3% |
| Admin fee / account holder | $2,229 | $10,917-79.6% | $9,284-76.0% | $10,828-79.4% |