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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,396 | $148,582-33.1% | $135,942-26.9% | $139,456-28.7% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.5pp |
| Annual return | 16.96% | 79.26%-62.3pp | 68.28%-51.3pp | 373.45%-356.5pp |
| Employer contribution / active EE | $1,378 | $5,245-73.7% | $4,858-71.6% | $4,753-71.0% |
| Participant deferral / active EE | $3,510 | $8,101-56.7% | $7,759-54.8% | $6,711-47.7% |
| Admin fee / account holder | $2,242 | $12,402-81.9% | $10,764-79.2% | $11,407-80.3% |