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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,741 | $85,766+10.5% | $136,298-30.5% | $70,126+35.1% |
| Participation rate | 42.1% | 74.2%-32.1pp | 81.9%-39.8pp | 69.5%-27.4pp |
| Annual return | 19.13% | 31.46%-12.3pp | 5156.27%-5137.1pp | 73.15%-54.0pp |
| Employer contribution / active EE | $1,691 | $2,966-43.0% | $4,696-64.0% | $2,343-27.8% |
| Participant deferral / active EE | $2,863 | $5,051-43.3% | $6,247-54.2% | $3,332-14.1% |
| Admin fee / account holder | $7,274 | $5,421+34.2% | $9,244-21.3% | $4,645+56.6% |