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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,679 | $90,617-50.7% | $79,476-43.8% | $135,382-67.0% |
| Participation rate | 72.7% | 76.1%-3.3pp | 73.3%-0.6pp | 82.6%-9.9pp |
| Annual return | -5.50% | 977.57%-983.1pp | 718.21%-723.7pp | 519.77%-525.3pp |
| Employer contribution / active EE | $2,533 | $3,068-17.4% | $2,800-9.6% | $4,779-47.0% |
| Participant deferral / active EE | $92 | $4,050-97.7% | $3,704-97.5% | $5,609-98.4% |
| Admin fee / account holder | $2,370 | $5,907-59.9% | $5,113-53.7% | $10,829-78.1% |