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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,380 | $129,737+59.1% | $119,126+73.2% | $154,746+33.4% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 17.32% | 379.08%-361.8pp | 282.11%-264.8pp | 172.34%-155.0pp |
| Employer contribution / active EE | $2,493 | $4,375-43.0% | $4,034-38.2% | $4,379-43.1% |
| Participant deferral / active EE | $2,493 | $5,842-57.3% | $5,318-53.1% | $6,730-63.0% |
| Admin fee / account holder | $2,129 | $11,961-82.2% | $10,693-80.1% | $14,365-85.2% |