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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,664 | $110,410+55.5% | $102,437+67.6% | $145,897+17.7% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 10.78% | 24.85%-14.1pp | 24.95%-14.2pp | 552.29%-541.5pp |
| Employer contribution / active EE | $20,879 | $4,217+395.1% | $3,871+439.4% | $4,663+347.8% |
| Participant deferral / active EE | $21,233 | $5,622+277.7% | $5,060+319.6% | $6,689+217.4% |
| Admin fee / account holder | $1,484 | $9,745-84.8% | $8,388-82.3% | $13,390-88.9% |