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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,942 | $156,963-35.1% | $121,204-15.9% | $139,466-26.9% |
| Participation rate | 16.7% | 76.5%-59.8pp | 69.5%-52.9pp | 80.3%-63.7pp |
| Annual return | 24.23% | 1476.75%-1452.5pp | 987.18%-962.9pp | 373.66%-349.4pp |
| Employer contribution / active EE | $4,667 | $5,544-15.8% | $4,170+11.9% | $4,754-1.8% |
| Participant deferral / active EE | $2,008 | $4,848-58.6% | $4,083-50.8% | $6,712-70.1% |
| Admin fee / account holder | $389 | $6,953-94.4% | $5,651-93.1% | $11,409-96.6% |