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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,170 | $108,701-87.9% | $74,723-82.4% | $152,909-91.4% |
| Participation rate | 66.7% | 65.4%+1.3pp | 54.5%+12.2pp | 82.5%-15.8pp |
| Annual return | 170.16% | 114.12%+56.0pp | 753.18%-583.0pp | 345.46%-175.3pp |
| Employer contribution / active EE | $6,960 | $1,504+362.7% | $1,084+542.0% | $4,764+46.1% |
| Participant deferral / active EE | $1,181 | $2,709-56.4% | $1,962-39.8% | $5,851-79.8% |
| Admin fee / account holder | $720 | $4,906-85.3% | $3,335-78.4% | $11,601-93.8% |