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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,054 | $169,356-19.1% | $129,406+5.9% | $145,897-6.1% |
| Participation rate | 14.3% | 76.5%-62.2pp | 69.6%-55.4pp | 80.3%-66.0pp |
| Annual return | 16.03% | 14418.62%-14402.6pp | 9468.18%-9452.1pp | 552.29%-536.3pp |
| Employer contribution / active EE | $3,571 | $5,542-35.6% | $4,155-14.1% | $4,663-23.4% |
| Participant deferral / active EE | $1,792 | $4,987-64.1% | $4,167-57.0% | $6,689-73.2% |
| Admin fee / account holder | $550 | $9,915-94.5% | $7,689-92.8% | $13,390-95.9% |