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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,061 | $76,551-72.5% | $123,894-83.0% | $62,881-66.5% |
| Participation rate | 83.3% | 73.0%+10.4pp | 81.4%+1.9pp | 69.3%+14.0pp |
| Annual return | 7.52% | 18.68%-11.2pp | 47.52%-40.0pp | 20.14%-12.6pp |
| Employer contribution / active EE | $1,653 | $2,882-42.7% | $4,617-64.2% | $2,281-27.5% |
| Participant deferral / active EE | $3,849 | $4,840-20.5% | $5,984-35.7% | $3,203+20.2% |
| Admin fee / account holder | $2,405 | $4,826-50.2% | $8,357-71.2% | $4,296-44.0% |