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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,087 | $72,177-72.2% | $115,038-82.5% | $59,633-66.3% |
| Participation rate | 77.6% | 72.6%+5.0pp | 81.4%-3.8pp | 68.7%+8.9pp |
| Annual return | -3.40% | 12.02%-15.4pp | 26.14%-29.5pp | 2041.45%-2044.9pp |
| Employer contribution / active EE | $1,621 | $2,841-43.0% | $4,608-64.8% | $2,203-26.4% |
| Participant deferral / active EE | $4,303 | $4,783-10.0% | $6,026-28.6% | $3,192+34.8% |
| Admin fee / account holder | $1,646 | $4,927-66.6% | $8,175-79.9% | $4,297-61.7% |